Different Types of Medicare Advantage Plans
不同类型的医疗保险优势计划
Medicare Advantage is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
医疗保险优势计划是一种由私营公司提供的医疗保险健康计划，这些公司与医疗保险签约，以为您提供所有A部分和B部分的福利。
Medicare Advantage Plans include the following:
医疗保险优势计划包括以下类型：
Health Maintenance Organization (HMO) Plan
健康维护组织（HMO）计划
In most HMO Plans, you can only go to doctors, other health care providers, or hospitals on the plan's list except in an emergency, for out-of-area urgent care or for temporary out-of-area dialysis. You may also need to get a referral from your primary care doctor to see other doctors or specialists. Find and compare HMO Plans in your area.
Preferred Provider Organization (PPO) Plans
优选提供者组织（PPO）计划
A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by a private insurance company. In a PPO Plan, you pay less if you use doctors, hospitals, and other health care providers that belong to the plan's network. You pay more if you use doctors, hospitals, and providers outside of the network.
医疗保险PPO计划是由私营保险公司提供的一种医疗保险优势计划。在PPO计划中，如果您使用计划网络内的医生、医院和其他医疗服务提供者，您的费用会更少；如果您使用网络外的提供者，您需要支付更多费用。
Private Fee-for-Service (PFFS) Plans
私人收费服务（PFFS）计划
A Medicare PFFS Plan is a type of Medicare Advantage Plan (Part C) offered by a private insurance company. PFFS plans aren’t the same as Original Medicare or Medicare supplement. The plan determines how much it will pay doctors, other health care providers, and hospitals, and how much you must pay when you get care.
医疗保险PFFS计划是由私营保险公司提供的一种医疗保险优势计划。PFFS计划与原始医疗保险或医疗保险补充计划不同。该计划决定向医生、其他医疗服务提供者和医院支付多少费用，以及您在接受护理时需要支付多少费用。
Medicare Special Needs (SNP) Plans
医疗保险特殊需求（SNP）计划
Medicare SNPs are a type of Medicare Advantage Plan (like an HMO or PPO). Medicare SNPs limit membership to people with specific diseases or characteristics, and tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve.
医疗保险SNP是一种医疗保险优势计划（如HMO或PPO）。医疗保险SNP限制成员资格，专门针对具有特定疾病或特征的人群，并根据服务的群体的具体需求定制其福利、提供者选择和药物名单。
Find out who can join a Medicare SNP
These definitions are directly from www.medicare.gov
这些定义直接来自于 www.medicare.gov。
By contacting the phone number on this website you will be directed to a licensed insurance agent.
通过拨打该网站上的电话号码，您将被引导联系到持牌保险代理人