An Overview of Estate Planning
遗产规划概述
Estate planning is not just for wealthy individuals who have multiple homes, businesses, and assets. Nor is estate planning something only the elderly should be concerned about. Nearly everyone has an estate and when (not if) something happens to you, having an estate plan will ensure everything you leave behind is taken care of as you wish.
遗产规划不仅仅是富有的个人才需要的事情，他们可能拥有多处房产、企业和资产。遗产规划也不是只有老年人才需要关注的事务。几乎每个人都有遗产，当（而不是如果）发生意外时，拥有遗产规划将确保您所留下的一切都能按照您的意愿得到妥善处理
What Does an Estate Plan Do?
遗产规划的目的是什么？
An estate plan’s purpose is to offer various directives to those caring for you is you become disabled or for those you leave behind. The instructions you provide are included in various legal documents including wills, trust, beneficiary forms, and the like.
遗产规划的目的是为那些在您失能时照顾您的人或您所留下的人提供各种指示。您提供的指示将包含在多种法律文件中，包括遗嘱、信托、受益人表格等
In general, estate plans give medical directives if you become incapacitated in additional and final and financial instructions if you pass away. Estate plans can address almost all concerns your family by determining:
一般来说，遗产规划提供医疗指示，以防您失去能力，并在您去世时提供最终的财务指示。遗产规划可以解决您家庭几乎所有的关注点，包括：
- Your end of life services
- 您的临终服务
- When life support will cease
- 何时停止生命支持
- Who will take care of your pets
- 谁来照顾您的宠物
- When to move to a nursing home
- 何时搬入护理院
- Who will take care of your children
- 谁来照顾您的孩子
- Who should make medical decisions
- 谁来做医疗决策
- Who will inherit your money and assets
- 谁将继承您的资金和资产
- The kind of medical care you will receive
- 您将接受何种医疗护理
- How your businesses will continue operations
- 您的企业将如何继续运营
Proper estate planning makes sure decisions can be made swiftly and as you desire. Failure to create an estate plan will leave important decisions up to the State.
适当的遗产规划确保决策可以迅速做出，并符合您的意愿。如果不制定遗产规划，重要决策将由州政府来决定
How to Create an Estate Plan
如何创建遗产规划
There is never a better time than now to begin creating your estate plan. Begin researching estate planning checklists and start updating important documents. Early steps will include creating a will, updating beneficiaries, and purchasing life insurance.
现在是开始创建遗产规划的最佳时机。开始研究遗产规划清单，并开始更新重要文件。早期步骤包括制定遗嘱、更新受益人信息以及购买人寿保险
While there are many steps of estate planning you can do on your own, it is advisable to seek the advice of an estate planning attorney. Every state has different laws that require consideration. Estate plans control your legacy, protect and distribute assets, and can provide for those who you leave behind. If you have any questions about estate planning, please contact my office today to learn more.
虽然您可以自己完成许多遗产规划的步骤，但建议寻求遗产规划律师的建议。每个州的法律各不相同，需要特别考虑。遗产规划掌控您的遗产，保护和分配资产，并为您所留下的人提供支持。如果您对遗产规划有任何问题，请立即联系我的办公室以了解更多信息