Understanding Your Health Insurance Options                         理解您的健康保险选项

Health insurance is a critical to helping you control your health care costs. You pay health care companies a premium – a set amount of money each month - and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses.

健康保险对于帮助您控制医疗费用至关重要。您向健康保险公司支付保费——每月固定金额——以获取支付符合条件的医疗费用的福利。这些费用可能包括常规体检、受伤治疗或长期疾病的治疗。

You can purchase individual health insurance through the Health Insurance Marketplace on your own or we can help you work through your options. although it’s called individual health insurance, you can also find plans to cover your family.

您可以通过健康保险市场自行购买个人健康保险，或者我们可以帮助您了解您的选项。尽管称为个人健康保险，您也可以找到覆盖您家庭的计划。

We all know how expensive health care can be. That’s why it is so important to have health insurance so you’re prepared for when you or your family have medical needs. With health insurance you can:                                                                                                                 

我们都知道医疗保健可能是多么昂贵。因此，拥有健康保险是如此重要，以便您在自己或家人有医疗需求时做好准备。有了健康保险，您可以：

• Prepare for the unexpected.                                                                                                             为意外情况做好准备。
• Access preventive care services – like checkups, which are covered at 100%.                             访问预防保健服务——如体检，100%覆盖。