Are You Eligible for Medicare?
您是否符合医疗保险资格？
Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.
通常，您在以下情况下有资格申请医疗保险：
- 您或您的配偶在医疗保险覆盖的工作中工作至少10年。
- 您年满65岁，并且是美国公民或永久居民。
If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).
如果您未满65岁，您可能也可以获得医疗保险，特别是如果您有残疾或终末期肾病（需要透析或肾脏移植的永久性肾衰竭）
Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:
您在65岁时可以免费获得A部分（医院保险），条件包括：
- You already get retirement benefits from Social Security or the Railroad Retirement Board.
- 您已经从社会安全局或铁路退休委员会领取退休福利
- You are eligible to get Social Security or Railroad retirement benefits but have not yet filed for them.
- 您有资格获得社会安全或铁路退休福利，但尚未申请
- You or your spouse had Medicare-covered government employment.
- 您或您的配偶曾从事医疗保险覆盖的政府工作
If you are under 65, you can get Part A without having to pay premiums if:
如果您未满65岁，您可以在以下情况下免费获得A部分：
- You have received Social Security or Railroad Retirement Board disability benefit for 24 months.
- 您已连续获得社会安全或铁路退休委员会的残疾福利24个月。
- You are a kidney dialysis or kidney transplant patient.
- 您是肾透析或肾移植患者。
While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.
虽然您在满足上述条件时不必为A部分支付保费，但如果您希望获得B部分（医疗保险），则需要支付相关费用。该费用会从您的社会安全、铁路退休或公务员退休支票中扣除。如果您没有上述任何支付，医疗保险会每三个月寄送一张B部分保费的账单给您。
Have questions? Give us a call and let us help you with your Medicare Health insurance needs.
有问题吗？请致电我们，让我们帮助您满足您的医疗保险需求。
By contacting the phone number on this website you will be directed to a licensed agent.
通过拨打该网站上的电话号码，您将被引导联系到持牌代理人