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Life 人寿保险
Navigating Life Insurance 讲解人寿保险Term Life Insurance  定期人寿保险Term Life Insurance with Living Benefits 定期人寿保险加生前福利What is Universal Life Insurance? 什么是万能寿险?Taking the Confusion Out of Linked Benefits  消除联动利益的困惑Life Insurance Policies and Cash Value  人寿保险政策与现金价值How Much Life Insurance Is Enough? 多少人寿保险才够?Which Makes Sense for You: Permanent or Term Life Insurance? 哪种人寿保险更适合您:永久人寿保险还是定期人寿保险?保险是骗人的吗?Is Life Insurance a Scam?
Health 健康保险
Understanding Your Health Insurance Options  理解您的健康保险选项Health Insurance Plans Available on the Marketplace 市场上可用的健康保险计划Essential Health Benefits    基本健康福利Summary of Benefits and Coverage 福利和保障摘要Preventive health services for adults 成人预防健康服务Short-Term Medical Insurance – Temporary  Coverage 短期医疗保险 - 临时覆盖Pre-65 Health Care Insurance 65岁以下医疗保险Health Savings Accounts    健康储蓄账户Understanding the Affordable Care Act              理解《平价医疗法案》
Medicare 65岁以上红蓝白卡
Medicare Simplified  医疗保险简化Medicare: What you need to know 医疗保险:您需要了解的事项Medicare Advantage Plans 医疗保险优选计划Part D Prescription Drug Plans 医疗保险D部分处方药计划Are You Eligible for Medicare? 您是否符合医疗保险资格?Different Types of Medicare Advantage Plans 不同类型的医疗保险优势计划Compare Medicare Supplement plans side by side 并排比较医疗补充计划
Long Term Care 长期护理
What is Long Term Care Insurance? 什么是长期护理保险?How Much Long Term Care Insurance is Enough? 多少长期护理保险才足够?NOW is The Time for Long Term Planning 现在是长期规划的时候Fact vs Fiction About Long Term Care Insurance 长期护理保险的事实与虚构Hybrid Long Term Care Insurance vs Traditional Long Term Care Insurance  混合长期护理保险与传统长期护理保险长期护理每个家庭都需要 Every Family needs LTC
Critical Illness 重大疾病
How Critical Illness Insurance Coverage Can Work For You 如何利用重疾保险保障您的需求What is Critical Illness Insurance? 什么是重大疾病保险?Exploring Critical Illness Insurance 探索重大疾病保险
Disability 残疾
Disability Income Insurance 残疾收入保险Long-Term Disability Insurance Works For You 长期残疾保险如何为您服务Short-term Disability Insurance Helps Protect your Paycheck And Lifestyle 短期残疾保险:保护您的薪水和生活方式
Retirement 退休计划
Retirement Planning 规划退休:永远不会太早Preparing for Retirement    准备退休An Overview of Annuities   年金概述Thinking About Retiring? Use these helpful calculators to start planning 考虑退休吗?使用这些有用的计算器开始规划401k to 201k? Chinese
Estate Planning 遗产规划
An Overview of Estate Planning 遗产规划概述The Estate Planning Process 遗产规划过程
College Planning 教育计划
Planning for College Starts Earlier Than You Think 大学规划比你想的要早
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Legal Terms

法律条款

Thank you for visiting our Web site. Your use of this Web site is subject to the following Legal Terms ("Terms").

感谢您访问我们的网站。您对本网站的使用受以下法律条款(“条款”)的约束。

Acceptance of Terms

接受条款

By using this Web site, you acknowledge that you have reviewed, understood and agree to be bound all terms, conditions and notices contained on this Web site, including, without limitation, these Terms and the Privacy Policy, which can be viewed by clicking here. If you do not agree to these terms, you should not use this Web site.

通过使用本网站,您确认您已审阅、理解并同意受本网站包含的所有条款、条件和通知的约束,包括但不限于这些条款和隐私政策(可通过点击此处查看)。如果您不同意这些条款,您不应使用本网站。


Copyright, Trademark and other Intellectual Property Rights

版权、商标及其他知识产权

We or our licensors own all content contained on this Web site, including, without limitation, text, graphics, logos, icons, images, video clips, and written materials, and all copyrights therein. The copying, redistribution, or modification of, or creation of derivative works based on, any portion of this Web site is expressly prohibited. We or our licensors own all trademarks, service marks, logos, slogans, and names of products and services, which may not be used without the prior written authorization of the owner.

我们或我们的授权方拥有本网站上所有内容的版权,包括但不限于文本、图形、徽标、图标、图像、视频剪辑和书面材料。严禁复制、重新分发、修改或基于本网站任何部分创建衍生作品。我们或我们的授权方拥有所有商标、服务标记、徽标、标语以及产品和服务名称,未经所有者事先书面授权,不得使用。


Web Site Materials for Informational Purposes Only

网站材料仅供参考

The information, descriptions and materials on this Web site are provided for general informational purposes only and may not be complete, accurate, or current descriptions of the products and services offered by us or any company we represent. Your use of this Web site or request for additional information, whether by submission of an online form, by email, or otherwise, does not create a contract of insurance or an insurance policy. All features, content, specifications, products, services, and prices of products and services described or depicted on this Web site are subject to change at any time without notice. The inclusion of any products or services in this Web site at a particular time does not imply or warrant that these products or services will be available at any time.

本网站上的信息、描述和材料仅提供一般信息,可能并不完整、准确或最新,无法全面描述我们或我们所代表的任何公司提供的产品和服务。您使用本网站或请求额外信息(无论是通过在线表单、电子邮件或其他方式)并不构成保险合同或保险政策。网站上描述或展示的所有功能、内容、规格、产品、服务及其价格均可能随时更改,恕不另行通知。特定时间内网站上包含的任何产品或服务并不意味着这些产品或服务在任何时候都可以提供。


Use of Site

网站使用条款

You agree you will not use this Web site, or any of its features, to: (a) solicit or attempt to solicit funds or advertise goods and services; (b) upload, transmit, or otherwise make available software viruses, worms, trojan horses or other harmful or disruptive code or components; (c) disrupt, interfere with or restrict the use of this Web site by any other user; (d) impersonate any person or entity; (e) upload, transmit, or otherwise make available any commercial promotional materials, including without limitation, spam and chain letters; (f) conduct any illegal activity or further any illegal purpose; or (g) post or transmit any unlawful, threatening, defamatory, libelous, obscene, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we may have at law or in equity, if we reasonably determine that you have violated or are likely to violate the foregoing prohibitions, we may take any action they reasonably deem necessary to cure or prevent the violation. Notwithstanding any provision in any policy on this Web site to the contrary, we will fully cooperate with any law enforcement authorities or court order or subpoena requesting or directing us to disclose the identity of anyone posting, transmitting, uploading or otherwise making available such materials. 

您同意不使用本网站或其任何功能来:(a) 募集或试图募集资金或广告商品和服务;(b) 上传、传输或以其他方式提供软件病毒、蠕虫、特洛伊木马或其他有害或破坏性代码或组件;(c) 干扰、限制或阻止其他用户使用本网站;(d) 冒充任何个人或实体;(e) 上传、传输或以其他方式提供任何商业推广材料,包括但不限于垃圾邮件和连锁信;(f) 进行任何非法活动或进一步任何非法目的;或(g) 发布或传输任何违法、威胁、诽谤、侮辱、淫秽、色情或亵渎材料,或任何可能构成或鼓励被视为犯罪行为或引起民事责任的行为的材料,或以其他方式违反任何法律。除了我们可能在法律或衡平法下享有的救济外,如果我们合理地认为您违反或可能违反上述禁令,我们可能采取任何我们认为必要的行动以纠正或防止该违规行为。尽管本网站上任何政策有相反规定,我们将全力配合任何执法机关或法院命令或传票,要求或指示我们披露任何发布、传输、上传或以其他方式提供此类材料的个人身份。


Disclaimers

免责声明

WE ASSUME NO LIABILITY FOR ERRORS OR OMISSIONS ON THIS WEB SITE. WE DO NOT ASSUME ANY RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER, TELECOMMUNICATION EQUIPMENT, OR OTHER PROPERTY CAUSED BY OR ARISING FROM YOUR ACCESS TO, USE OF, OR BROWSING THIS WEB SITE OR YOUR DOWNLOADING OF ANY MATERIALS, FROM THIS WEB SITE. WE MAKE NO REPRESENTATIONS REGARDING THE SUITABILITY, RELIABILITY, AVAILABILITY, ACCURACY, OR TIMELINESS OF THE WEB SITE AND ITS CONTENTS, AND MAKE NO COMMITMENT OR ASSUME ANY DUTY TO UPDATE SUCH MATERIALS. TO THE EXTENT PERMITTED BY LAW, ALL INFORMATION CONTAINED ON THE WEB SITE IS PROVIDED AS IS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE, OUR PARENT AND AFFILIATES, OUR BUSINESS PARTNERS, AND EACH OF THEIR EMPLOYEES, OFFICERS, CONTRACTORS (INCLUDING, WITHOUT LIMITATION, PROVIDERS OF SOFTWARE, HOSTING, AND OTHER SERVICES AND EQUIPMENT RELATED TO THIS WEB SITE), AGENTS, AND THE COMPANIES WE REPRESENT SHALL HAVE NO LIABILITY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF YOUR USE OF THE WEB SITE OR INABILITY TO USE THE WEB SITE. IN THE EVENT OF ANY PROBLEM WITH THIS WEB SITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS WEB SITE. THE FOREGOING EXCLUSIONS AND LIMITATIONS DO NOT APPLY TO THE EXTENT PROHIBITED BY LAW. PLEASE REFER TO YOUR LOCAL LAWS FOR ANY SUCH PROHIBITIONS.

我们对本网站上的错误或遗漏不承担任何责任。我们不承担任何责任,也不对因您访问、使用或浏览本网站或下载本网站任何材料而导致或产生的对您的计算机、通信设备或其他财产的损害或可能感染的病毒负责。我们对本网站及其内容的适用性、可靠性、可用性、准确性或及时性不作任何陈述,也不承诺或承担更新此类材料的任何义务。在法律允许的范围内,本网站上包含的所有信息均按“现状”提供,不提供任何形式的明示或暗示的保证,包括但不限于对适销性、特定用途的适用性、所有权或非侵权的暗示保证。在法律允许的范围内,我们、我们的母公司及附属公司、我们的商业合作伙伴,以及各自的员工、管理人员、承包商(包括但不限于本网站相关的服务和设备的提供商)、代理人以及我们代表的公司,对因您使用本网站或无法使用本网站而导致的任何损害,包括但不限于直接、间接、惩罚性、附带或后果性损害(包括但不限于因利润损失、数据丢失或业务中断而导致的损失)不承担任何责任。如果本网站或任何内容出现问题,您同意您唯一的救济方式是停止使用本网站。上述排除和限制不适用于法律禁止的范围。请查阅当地法律以了解任何此类禁止条款。


Links to Other Sites

链接到其他网站

This Web site may contain links other Web sites. We do not control and are not responsible for the content of third-party Web sites. Inclusion of any link does not imply endorsement by us. For our policy regarding privacy issues related to third-party Web sites, please click here.

本网站可能包含其他网站的链接。我们不控制第三方网站的内容,也不对其负责。包含任何链接并不意味着我们对其支持。有关我们针对第三方网站隐私问题的政策,请点击此处。


Governing Law

适用法律

All disputes related to this Web site, including, without limitation, any disputes related to these Terms, shall be governed exclusively by the laws of the United States and the internal laws of the State of WA, and you hereby irrevocably consent to the exclusive jurisdiction and venue of the courts located in such state.

与本网站相关的所有争议,包括但不限于与这些条款相关的任何争议,均应仅受美国法律及华盛顿州内部法律的管辖。您在此不可撤销地同意该州法院的专属管辖权和审判地点。


Changes to these Terms and Conditions

条款与条件的改变

We reserve the right to modify these Terms without prior notice. You should check this Web site periodically to see if any recent changes to these Terms have occurred. By continuing to use this Web site after we post any such changes, you accept the Terms as modified.

我们保留在未提前通知的情况下修改这些条款的权利。您应定期检查本网站,以查看是否有任何最近的条款更改。在我们发布任何更改后,继续使用本网站即表示您接受修改后的条款。


Termination

终止

We reserve the right to change, suspend, cancel, or discontinue this Web site, or any aspect of this Web site, including any features, content, specifications, products, materials, and services described or depicted on or available through the Web site, at any time without notice.

我们保留在任何时间内,未提前通知的情况下,更改、暂停、取消或终止本网站或本网站的任何方面,包括任何功能、内容、规格、产品、材料和通过本网站描述或提供的服务的权利。

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Elite Financial Partners

帮助您建设更美好的家庭财务

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Our firm is staffed by proven insurance professionals committed to providing our clients with highly personalized service. 我们的公司有多年经验的保险专业人员为客户提供最好的服务。

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6901 Castor Ave
Philadelphia
Pennsylvania
19149
(267) 888-1800

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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